With the New CCPC Passive Income Rules – Is It Bad to be Good?

I previously gave a simplified description of the effects on professionals at different income levels. That basic modelling ignored some[…]

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Preparing for April Fools – Why We Decided Not To Use a Spousal Loan

April Fools is a special time in our household. My daughter, in particular, loves it. I know that it is[…]

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Home Equity Investment Loans – Leveraging The Loonie Bin For Income Splitting

I recently did a post on leveraging your home equity to invest and building the taxable account of a lower[…]

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Meet the Jones’: Could a Spousal Loan Make Sense For A High Income Employee To Income Split?

Previously, we took a very detailed look at how spousal loans work for intermediate-term income splitting. I then used the[…]

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Optimizing Your RESP Withdrawals

After years of optimizing your RESP contributions while Mini-Me worked diligently at their studies, the big moment has arrived… Time[…]

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Optimizing Your RESP Contributions

Much of finance is like sex. Action now, with consequences later – many of which cannot be undone. Some people[…]

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RRSP Jedi Mind Tricks #3 – Refund Calculator Deceptions

Welcome back to the Jedi Academy. This is where we receive more advanced RRSP training. It is not for the[…]

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RRSP Jedi Mind Tricks #2 – Paying Dividends vs Salary From A Canadian Controlled Private Corporation To Invest in RRSPs

Some of you may have been tempted to skip learning about RRSPs because you have a CCPC and just pay[…]

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RRSP Jedi Mind Tricks With Master Yoda #1 – Using The Force Within the RRSP to Power Your TFSA

Like Yoda, RRSPs may be seem old, but they are actually very powerful. This post is not intended for those[…]

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