Category: Financial Planning Physiology

Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long as possible. However, there are[…]

Everyone has had an overwhelming amount of change thrust upon them over the past month. While you’d think that physicians[…]

The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]

In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]

The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.

Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]

This post examines how to best fund an RESP for families with their available investment money inside a CCPC (such[…]

For those fortunate enough to have the money available upfront to fully fund an RESP, the dilemma becomes how to[…]