Sharing the Hoard With Your Mate to Build the Foundation for Intermediate-Term Income Splitting

Making money to build your nest egg is similar to how a dragon grows its hoard of jewels, gold, magical[…]

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Spousal RRSPs For Income Splitting – From Diapers to Diapers

Most people think of Registered Retirement Savings Plans (RRSPs) as being for retirement. Duh, it’s in the name. However, for[…]

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You may want to be sleeping with your billing agent

As I eluded to in my prologue post about keeping the sprinkler running, there are still methods of income splitting[…]

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Who wants a drink from the firehose!!! – Our objectives with income splitting

The main objective of income splitting is to evenly distribute the income between a higher and lower taxed spouse to[…]

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Optimizing Your RESP Withdrawals

After years of optimizing your RESP contributions while Mini-Me worked diligently at their studies, the big moment has arrived… Time[…]

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Let’s Keep The Sprinkler Running

¬†Happy New Year! 2018 is here and with it the new rules to limit income splitting by Canadian small businesses[…]

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Optimizing Your RESP Contributions

Much of finance is like sex. Action now, with consequences later – many of which cannot be undone. Some people[…]

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Financial Anatomy 101: Reproductive Anatomy – The RESP

This is the part of basic financial anatomy class where we begin to delve into dealing with the consequences of[…]

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Kids and Christmas Presents – Ghosts of Christmas Past, Present, and Future

The lead up to Christmas is always an exciting and busy time around here in the Loonie Bin. One of[…]

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RRSP Jedi Mind Tricks #3 – Refund Calculator Deceptions

Welcome back to the Jedi Academy. This is where we receive more advanced RRSP training. It is not for the[…]

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