Preparing for April Fools – Why We Decided Not To Use a Spousal Loan

April Fools is a special time in our household. My daughter, in particular, loves it. I know that it is[…]

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Explaining the Refundable Dividend Tax On Hand (RDTOH) & The New Passive Income Rules – A Lesson in Klingon

We previously did a┬ábasic overview of the 2018 Federal Budget tax changes for professional corporations and other Canadian small businesses[…]

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Home Equity Investment Loans – Leveraging The Loonie Bin For Income Splitting

I recently did a post on leveraging your home equity to invest and building the taxable account of a lower[…]

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The Devils In The Details – What Counts In the Passive Investment Income Limits

I want to start by thanking the readers and others who have asked some excellent questions about details of the[…]

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The Night-King Delivers His Budget – The Impacts of The 2018 Federal Budget On Canadian Physicians

When I started this Blog of Ice and FIRE, I likened the medical climate in Canada to the seasons of[…]

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Using Your Home To Squish The Taxperson With Income Splitting

We have previously discussed trying to build up a lower income spouse’s personal investment account as a strategy for intermediate-term[…]

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The Importance of Physicians Teaching Physicians About Their Financial Health

The Doctor Tribe We hear about how privileged doctors are all the time – often due to our financial or[…]

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Meet the Jones’: Could a Spousal Loan Make Sense For A High Income Employee To Income Split?

Previously, we took a very detailed look at how spousal loans work for intermediate-term income splitting. I then used the[…]

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Playing The Banker With a Spousal Loan To Income Split

Monopoly Short Game Rules: One person is assigned to be banker. They win. Somehow, I always end up being the[…]

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