Physician Finance Canada

Use My DIY Investor Hub to Crush the Barriers

December 9, 2022 The Loonie Doctor Basic Financial Curriculum, Investing Basics

Over the last five years, I have been helping colleagues to take control of their financial lives. It has been[…]

Making The Most of Market Corrections

March 14, 2025 The Loonie Doctor Advanced Investing, Investing Basics

Learn the anatomy of market corrections and bear markets. The best actions to take in response to them and why.

Come Close The TSX With Me

March 6, 2025 The Loonie Doctor Uncategorized

Last year, a group of DIY investors got to open the Toronto Stock Exchange. Coming up, The Loonie Doctor community[…]

How to Budget for Different Purposes

February 28, 2025 The Loonie Doctor Basic Financial Curriculum, Financial Plan

Learn more about different ways to use a budget and I’ll also provide some links to spreadsheets or apps that may help you.

My Wealth Journey Part 4: Tax Planning

February 14, 2025 The Loonie Doctor About, Basic Tax Planning

Paying attention to tax planning reduced our annual tax bill by half. Learn about some of the strategies that I used.

HBB vs ZDB Bond ETF in a Taxable Account

February 7, 2025 The Loonie Doctor Advanced Investing, Corp Class Personal

The corp class HBB and ZDB discount bond ETFs offer improved tax efficiency for similar portfolio stabilization. Learn more about the potential risk & benefit.

HXEM vs XEC or ZEM ETF in a Personal Taxable Account

January 31, 2025 The Loonie Doctor Advanced Investing, Corp Class Personal

Emerging market ETFs may add diversification. How does the tax efficiency of HXEM compare to the XEC VEE & ZEM ETFs.

HXDM vs XEF VIU or ZEA ETFs in a Personal Taxable Account

January 24, 2025 The Loonie Doctor Advanced Investing, Corp Class Personal

HXDM is an ETF to cover international developed markets using a swap-based corporate class structure. How does that compare to XEF VIU or ZEA?

HXS ETF & The HULC vs Conventional S&P 500 ETFs in a Taxable Account

January 17, 2025 The Loonie Doctor Advanced Investing, Corp Class Personal

HXS & HULC are corporate class ETFs. Learn how the costs, tax savings, and potential risks look in a taxable investment account.

HXCN vs ZCN in a Personal Taxable Account

January 10, 2025 The Loonie Doctor Advanced Investing, Corp Class Personal

Global X’s HXCN corporate class ETF may have tax efficiency advantages in a personal taxable account. However, it is not a slam dunk. Explore potential risk/benefit.