Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long[…]
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Loonie Doctor: Year Two In Review
The Loonie Doctor Blog is now wrapping up its second full year of helping Canadian[…]
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Emergency Wage Subsidies For Canadian Small Businesses
Covid-19 has damaged most Canadian small businesses. Even physicians have not been immune. The Federal[…]
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Time for Capital Gains Harvesting From Your Corporation?
Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long[…]
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Corporate Class Swap ETF Tax Calculator
If further passive income shrinks your SBD faster than a dip in a cold lake, the corporate class ETFs have a major advantage compared to conventional income-generating ones.
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Financial Wisdom: Be A Tortoise
“I am not young enough to know everything .” Oscar Wilde, Irish Poet & Playwright[…]
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Personal finance flog for Canadian doctors and other high income professionals.
A Canadian physician blog for helping other Canadian physicians learn to manage and improve their financial health, invest, and build wealth to support them in having fulfilling careers and lives.
Time for Capital Gains Harvesting From Your Corporation?
Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long as possible. However, there are[…]
Read more
Emergency Wage Subsidies For Canadian Small Businesses
Covid-19 has damaged most Canadian small businesses. Even physicians have not been immune. The Federal government has responded with massive[…]
Read more
Details of the Canada Emergency Business Account (CEBA Loan)
Last week, I reviewed some of the steps we can take to build our financial immunity to economic shocks. The[…]
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Building Financial Immunity
Everyone has had an overwhelming amount of change thrust upon them over the past month. While you’d think that physicians[…]
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SORR (Seqencing Risk) Reduction Using Cash Flow Strategies
The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]
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Asset Allocation Strategies To Attenuate Sequence of Returns Risk.
In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]
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Volatility & Risk Part 2: Sequence of Returns Risk
The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.
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Volatility and Its Risk To Your Portfolio – Part 1
Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]
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Tracking Difference: Hidden Cost of ETF Investing or Nothingburger?
I am a proponent of passive index ETF investing. Historical performance supports that view with most active managers trailing the[…]
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Corporate Class Swap ETF Tax Calculator
If further passive income shrinks your SBD faster than a dip in a cold lake, the corporate class ETFs have a major advantage compared to conventional income-generating ones.
Read more