How Much Down Payment for a House?
One of the most significant barriers facing first-time home buyers is saving enough money for the down payment. In previous[…]
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Category: Basic Financial Curriculum
Make The Most of the RRSP Home Buyers Plan
The RRSP Home Buyers’ Plan (HBP) is a tax-advantaged way to save and pay for your first home. Basically, it[…]
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What Investments to Buy in Your FHSA
In the preceding post, I reviewed the rules for using an FHSA and how to make the most of the[…]
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FHSA (First Home Savings Account): The Ultimate Guide to the Ultimate Tax Trasher
The first home savings account (FHSA) was introduced in 2023 to help Canadian first-time home buyers save for their down[…]
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Canadians Love GICs: Can They Do Better?
Editorial Note: Guaranteed Investment Certificates (GICs) are familiar territory for most Canadians. They feel comfortable and safe. Just like the[…]
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Dividend Investing Part 1: Psychology
Dividend investing is one of those topics in personal finance and investing that elicits strong emotional responses from people. Why?[…]
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Asset Allocation ETFs: Translating Evidence Into Practice
Editorial Note: Asset allocation ETFs are a very convenient tool for investing. While it may seem too easy, this simple[…]
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Hat-Rack Podcast: Planning Beyond The Paycheck
Dr. Bill McCauley from Western University and I recently had a great conversation on The Hat-Rack Podcast. This was a[…]
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Video: Evidence-Based Investing Using Asset Allocation ETFs
A 25 minute crash course in the evidence and rationale behind all-in-one asset allocation ETF investing.
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Should I Consider Buying Into a Group Pension?
Self-employed incorporated business owners have multiple pension options when planning for their retirement. Using an RRSP or an individual pension[…]
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