Basic Financial Curriculum Archives

Finances, Family, & Friends: Navigating Gifts and Loans

When you are in a high-income profession, it is not a secret. People will often assume that you have excess[…]

Corporate class funds have been around for a long time. The main advantage of corporate class funds is to avoid[…]

Editorial Note: Gold evokes a lot of emotions, including amongst investors. It is also impacted by the mood of the[…]

Buying a home versus renting is one of those major decisions that you must pause and consider very carefully before[…]

In the preceding post, we discussed ballparking how much home you want or need and how much down payment you’ll[…]

One of the most significant barriers facing first-time home buyers is saving enough money for the down payment. In previous[…]

The RRSP Home Buyers’ Plan (HBP) is a tax-advantaged way to save and pay for your first home. Basically, it[…]

In the preceding post, I reviewed the rules for using an FHSA and how to make the most of the[…]

The first home savings account (FHSA) was introduced in 2023 to help Canadian first-time home buyers save for their down[…]

Editorial Note: Guaranteed Investment Certificates (GICs) are familiar territory for most Canadians. They feel comfortable and safe. Just like the[…]