Investing Basics

If you are looking for a foundational education about investing linked to tools and guidance to start DIY investing, I have created a DIY Investing Hub. Click the picture below to enter The Hub.

Below that on this current page is a basic curriculum under development.

DIY investor course

Saving for the Near-Term: High-Interest Savings Accounts & Beyond

high interest savings account

Money that you need in the next 3-5 years, without flexibility, should be saved. Not invested.

When you park that money, you want to earn as much interest as you can. That helps to ensure that not only will it be there when you need it, but that its purchasing power is less eroded by inflation.

Learn about the differences between high-interest savings accounts, high-interest ETFs, money market funds, GICs, and short-term bonds.

Invest for Your Long-Term Security

risk of not investing

Risk-averse people often express how they don’t want to invest because it is too risky. In the short term, that may be true. Time horizon matters.

However, not investing has risks to your long-term security. Some problems are guaranteed.

Others are likely, like when life doesn’t go as planned. If life goes better than planned, longevity risk comes into play.

Like investing, the risks of not investing compound over time.

Investing vs Gambling

investing risk

Investing involves risk and reward. So does gambling.

Learn the difference to ensure that you invest for rather than gamble your future.

Investing may not be as exciting as gambling, but it is more fun than losing.

Don’t Turn Your Investing Into Gambling

investing risk tolerance

What could be a good investment may turn out to be more of a gamble if you are not careful.

Time-frame is critical to investing. You can plan for the right timeframe, but still end up speculating if you don’t pay attention. Even with real estate.

Learn about five major mistakes that could turn a good investment into a speculative gamble and derail your investing success.

Why Use Asset Allocation ETFs To Invest (Video)

etf basics

Asset allocation exchange traded funds (ETFs) are an excellent option for DIY investing.

They provide an all-in-one investment solution for instant diversification and automatic rebalancing for risk management. All that for a low management fee, and either low or no cost to buy and sell.

Sound too good to be true? Learn about the evidence behind these products and some of the potential pros and cons compared to other approaches.