The Loonie Bin

Miscellaneous personal stories. Usually with some financial or career wisdom or lessons learned the hard way baked in.

Why I Started This Blog

canadian finance blog

The environment for physicians waxes and wanes over long cycles. Like the seasons in Game of Thrones.

I was getting burnt out. That can feel lonely as a professional, but we must band together. We share advantages and challenges that make our financial independence journey different from most people.

Mindful Like My Dogs for Mental & Financial Wellness

Mindfulness is one of the first things trotted out when an organization wants to tackle burn-out.

That is for good reason. There is some science to suggest mindfulness has many benefits to our mental health. My dogs don’t do science & I don’t do yoga. However, mindfulness can help our mental and financial health. My dogs can give us some unconventional lessons how.

Lessons From The Quest For The One Ring

marriage finances

My wife and I have been happily married for over 20 years. This is one of the biggest decisions that you can make for your financial and personal well-being.

The story of our hunt for an engagement ring contains some lessons for those considering this commitment.

Spending Wisely: Lessons From My Patients

Spending wisely is a pillar of personal finance.

Many equate that simply with being frugal. My patients have taught me that it is much more.

Is Our Motorhome A Money Saver Or Sewer?

RV vacation budget

We have been using a bus-like motorhome for vacationing in. It cost a lot of money and depreciates quickly.

Many would say that is money down the sewer. Others point to RV travel as an economical way to vacation.

How did we get here and has it been an economical way to travel for us?

My Dirty Little 10000 Square Foot Secret

too much house

Buying too much house, or too soon, is a classic doctor mistake.

There are diminishing returns on spending and it goes beyond just the financial aspects.

Learn how I fell for this one. Yeah, that was my house. We have since downsized.

Building Holistic Wealth Through DIY Home Maintenance

One way to build more wealth using the limited time that you have is to find synergy.

I find synergy by spending some of my time and energy to save money, learn skills, and build relationships through DIY projects.

How do I decide what to take on & what are the benefits and pitfalls?

The Best Toys For Kids Are Free

spending on kids

We can buy our kids the most expensive coolest stuff we never had as kids. There is plenty of social and media pressure to do that. Some buy their kids stuff to make up for their time away at work.

We have done all of the above, but that stuff doesn’t see the same usage as free toys.

For Career Fulfillment – Find Symbiosis

resident call restrictions

I share the first part of my medical career origin story.

We learn all about physiology, disease, and treatment as we move through medical school and residency.

Just as importantly, we need to develop our relationship with work and career. There are lots of people giving advice on how you should work. You must find your own symbiosis. Finding mine has had more to do with my career success than any financial tidbit.

Build A Profitable & Fulfilling Practice

career success

A career in medicine is full of opportunity. Sometimes, doctors may not feel that way because they have a specific practice in mind. Often based on an existing one.

Great companies and medical careers develop and thrive by finding and filling a need. This is part 2 of my origin story and how this principle has lead to a fulfilling and profitable practice.

Don’t Follow The Doctor Script: Play Your Banjo

life happiness

Physicians and other professionals are steeped in their professional and personal cultures. These pressure us to follow multiple scripts.

Break free from the scripts that will make your professional career suck instead of awesome. Stick it to “The Man” and have a rockin’ career and life. Don’t know who “The Man” is? Look up. That is his thumb holdin’ you down.

Career & Financial Wisdom From Dr. Latestart

Dr. Latestart got into a medicine as a later career.

He learned some great lessons and shares his wisdom and perspective on career, life, and the keys to success as a physician. It is all about pace.

Spending Time On Yourself: Kick Work-Life Imbalance’s Ass

work-life balance

It is very difficult to find time for everything at work and home that demands your attention.

We have many accountabilities and our self-care is usually what gives. Find external accountability for your self-care. Even better, find synergy in doing so.