RESP Contributions Calculator

The best RESP calculator on the internet. Clearly, I am biased.


  • Annual contributions and/or lump sums
  • The tax on funds dispensed from a private corporation is accounted for.
  • Asset allocation, projected returns, and inflation are customizable.
  • Annual tax drag on different investment income types accounted for.
  • Tax on the proportion of capital gains realized when money is transferred from a taxable account into an RESP are accounted for automatically.
  • Tax upon extraction is factored in for the parental income level for the taxable or corporate account and the student income tax bill is assumed to be zero.

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