Beyond Dogma: Mutual Funds vs ETFs
A common refrain is “Mutual funds bad. ETFs good.” It is actually much more nuanced than that. Learn how they differ and how to choose a fund type that suits your goals.
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Category: Basic Financial Curriculum
Transferring to DIY Investing: Capital Gains Tax vs Fee-Savings
Breaking up with a financial advisor can be hard. Even when it is the right decision. Learn about some of the common deterrents, like taxes, and whether they actually matter.
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When Should DIY Investors Hire Financial Advisors?
The fees saved by DIY investing can help your investments grow faster. When could an advisor add enough value to overpower that?
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Investment Management Fees: The Potential Cost of Complacency
Advisor & investment management fees can drag on portfolio growth. What is the cost of complacency vs making the switch to DIY investing?
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How To Start Investing: “Free” Advisor, Robo-Advisor, or All-In-One ETF?
Compare options for how to start investing: free advisors vs robo-advisors vs DIY ETF investing to get invested.
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Why the Best Time To Invest is Now
Once people have established a firm financial base (debt at a comfortable level and enough savings to see them through[…]
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Multiple Brokerages: Opportunities & Costs
The stocks, bonds, ETFs, or mutual funds we use to invest are held inside investment accounts like a TFSA, RRSP,[…]
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CIPF Coverage: One Brokerage or Many?
Spreading out where you invest money, diversification, mitigates the risk of any single investment or group of investments blowing up[…]
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CDIC Coverage: One Bank or Many?
Depositing your money in a bank account or as a guaranteed investment certificate (GIC), is probably the safest way to[…]
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My Wealth Journey Part 3: Awakening & Recalibration
In the first part of this series, I unpacked financial lessons from my early career and how my wife and[…]
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