The Canada Pension Plan (CPP) is paid into by all Canadians earning personal income through work. For incorporated professionals, there[…]
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Category: Financial Anatomy 101
The Self-Employed & CPP: A Pension or A Tax?
When a self-employed person collects personal income, they have to pay into the Canada Pension Plan (CPP). This can be[…]
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Tracking Difference: Hidden Cost of ETF Investing or Nothingburger?
I am a proponent of passive index ETF investing. Historical performance supports that view with most active managers trailing the[…]
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Swap ETF Evolution To Corporate Class (Part 2: Rise of the Resistance)
Horizon’s Total Return Index (TRI) ETFs use a swap structure. That makes them very tax-efficient by tracking the total return[…]
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Swap ETF Evolution To Corporate Class (Part 1: Attack of the T2 Legislator)
The Horizon Total Return Index (TRI) or swap-ETFs have several benefits that I wrote about previously. The most exciting of[…]
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Investment Income & Taxation: Intelligent Design or Jurassic Park?
In a previous post, I discussed how to assess your risk tolerance and then use that to choose the asset[…]
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Can You Benefit From The Loosened GRIP on CCPC Passive Income Tax?
The Federal government changed the rules in 2018 to limit the small business deduction (SBD) for Canadian Controlled Private Corporations[…]
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Norbert’s Gambit Using MD Direct or Qtrade
Norbert’s Gambit or Q-Bert’s Gambit? Norbert’s gambit is a way to exchange Canadian and US dollars extremely cheaply using a[…]
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The ETF Arsenal: Weapons Used To Arm A Basic Robocorp Portfolio & Their Role
Different holdings serve different functions within your overall portfolio. This post will review the different ETFs used in the Robocorp[…]
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General Risks With Swap-Based ETFs – Behind The Magic Curtain
Swap-based ETFs have a number of potential benefits for an investor using a taxable account or Canadian Controlled Private Corporation[…]
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