Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long as possible. However, there are[…]
Read more
Category: Featured Posts
Emergency Wage Subsidies For Canadian Small Businesses
Covid-19 has damaged most Canadian small businesses. Even physicians have not been immune. The Federal government has responded with massive[…]
Read more
Details of the Canada Emergency Business Account (CEBA Loan)
Last week, I reviewed some of the steps we can take to build our financial immunity to economic shocks. The[…]
Read more
Building Financial Immunity
Everyone has had an overwhelming amount of change thrust upon them over the past month. While you’d think that physicians[…]
Read more
SORR (Seqencing Risk) Reduction Using Cash Flow Strategies
The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]
Read more
Asset Allocation Strategies To Attenuate Sequence of Returns Risk.
In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]
Read more
Volatility & Risk Part 2: Sequence of Returns Risk
The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.
Read more
Volatility and Its Risk To Your Portfolio – Part 1
Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]
Read more
Tracking Difference: Hidden Cost of ETF Investing or Nothingburger?
I am a proponent of passive index ETF investing. Historical performance supports that view with most active managers trailing the[…]
Read more
Corporate Class Swap ETF Tax Calculator
If further passive income shrinks your SBD faster than a dip in a cold lake, the corporate class ETFs have a major advantage compared to conventional income-generating ones.
Read more