The main purpose of this site is to feature content that helps physicians and other high-income professionals find success, balance,[…]
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Category: Featured Posts
Time for Capital Gains Harvesting From Your Corporation?
Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long as possible. However, there are[…]
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Emergency Wage Subsidies For Canadian Small Businesses
Covid-19 has damaged most Canadian small businesses. Even physicians have not been immune. The Federal government has responded with massive[…]
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Details of the Canada Emergency Business Account (CEBA Loan)
Last week, I reviewed some of the steps we can take to build our financial immunity to economic shocks. The[…]
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Building Financial Immunity
Everyone has had an overwhelming amount of change thrust upon them over the past month. While you’d think that physicians[…]
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SORR (Seqencing Risk) Reduction Using Cash Flow Strategies
The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]
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Asset Allocation Strategies To Attenuate Sequence of Returns Risk.
In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]
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Volatility & Risk Part 2: Sequence of Returns Risk
The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.
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Volatility and Its Risk To Your Portfolio – Part 1
Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]
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Tracking Difference: Hidden Cost of ETF Investing or Nothingburger?
I am a proponent of passive index ETF investing. Historical performance supports that view with most active managers trailing the[…]
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