Physician Finance Canada

SORR (Seqencing Risk) Reduction Using Cash Flow Strategies

February 28, 2020 The Loonie Doctor Featured Posts, Financial Planning Physiology

The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]

Asset Allocation Strategies To Attenuate Sequence of Returns Risk.

February 14, 2020 The Loonie Doctor Featured Posts, Financial Planning Physiology

In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]

Volatility & Risk Part 2: Sequence of Returns Risk

January 31, 2020 The Loonie Doctor Featured Posts, Financial Planning Physiology

The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.

Volatility and Its Risk To Your Portfolio – Part 1

January 24, 2020 The Loonie Doctor Featured Posts, Financial Planning Physiology

Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]

Tracking Difference: Hidden Cost of ETF Investing or Nothingburger?

January 17, 2020 The Loonie Doctor Featured Posts, Financial Anatomy 101

I am a proponent of passive index ETF investing. Historical performance supports that view with most active managers trailing the[…]

Corporate Class Swap ETF Tax Calculator

January 10, 2020 The Loonie Doctor The Sim Lab

If further passive income shrinks your SBD faster than a dip in a cold lake, the corporate class ETFs have a major advantage compared to conventional income-generating ones.