Capital Gains Harvesting In A Personal Taxable Account
Capital gains harvesting is the process of realizing some capital gains on an investment and then immediately buying it back[…]
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Category: Financial Planning Physiology
Time for Capital Gains Harvesting From Your Corporation?
Conventional wisdom is to avoid realizing capital gains in order to defer taxation as long as possible. However, there are[…]
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SORR (Seqencing Risk) Reduction Using Cash Flow Strategies
The sequence of returns risk (SORR), or sequencing risk, is the risk that you will be unlucky and have lousy[…]
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Asset Allocation Strategies To Attenuate Sequence of Returns Risk.
In the preceding post, I described the sequence of returns risk – the risk that you will get unlucky around[…]
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Volatility & Risk Part 2: Sequence of Returns Risk
The sequence of returns risk is a mathematical risk that is caused by cashflow and magnified by volatility. It peaks as we approach and shortly after we’ve arrived at our financial destination.
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Volatility and Its Risk To Your Portfolio – Part 1
Managing risk is a key component of successful investing. There is investment risk that we try to mitigate through diversification.[…]
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RESPs For Corporate Kids – Part 2
In the preceding post, we compared using an RESP vs a corporation to help fund post-secondary training for our kids.[…]
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RESPs For Canadian Corporation Kids – Part 1
This post examines how to best fund an RESP for families with their available investment money inside a CCPC (such[…]
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Optimizing a Lump Sum RESP Contribution Strategy
For those fortunate enough to have the money available upfront to fully fund an RESP, the dilemma becomes how to[…]
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When to Rebalance an Investment Portfolio
Rebalancing the investments in a portfolio helps to manage risk in the portfolio over time. A systematic approach to rebalancing[…]
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